Health Insurance
Need an affordable or
$0 premium Medicare Plan?*
OBAMACARE AFFORDABLE CARE ACT (ACA)
Passed in 2010, the Affordable Care Act (often called Obamacare) aimed to expand access to healthcare and make coverage more affordable for millions of Americans. By creating new consumer protections and cost-saving measures, the ACA has reshaped how individuals and families obtain insurance.
Key Provisions
- Health Insurance Marketplaces: Online exchanges help you compare and buy health plans, often with subsidies if you qualify.
- Essential Health Benefits: Every compliant policy must include coverage for key services, like preventive care, maternity, and mental health.
- Protections Against Pre-Existing Condition Exclusions: Insurers can’t deny coverage or charge higher premiums based on your health history.
Who Benefits?
Anyone who needs health insurance—from young adults to retirees—can find plans that meet federal standards for quality and affordability. The ACA also allows young adults to stay on a parent’s insurance plan until age 26, which helps bridge coverage gaps for those just starting out.
Find a the best
health insurance plan today.
Speak with a licensed insurance agent
TTY 711, 24/7
Our Agents
How does it work?
Discover Plans
We’ll gather a few details to identify the best insurance plans in your area.
Personalized Review
Our team will review your information to find plans that match your needs.
Agent Name
Licenced Agent
Talk with a Licensed Agent
Our dedicated insurance professional will reach out to discuss your options.
Enroll with Confidence
We’ll help you complete enrollment quickly and easily in the plan you choose.
we’re here to all your questions
Over the years, we’ve helped countless seniors navigate their coverage choices and find the plan that works best for them.
1. How Can a Medicare Advantage Plan Fulfill My Healthcare Needs?
Medicare Advantage (Part C) typically bundles hospital, medical, and sometimes prescription drug coverage into a single plan. Many also include extra perks, such as dental or vision coverage. This can help lower your overall costs and streamline your benefits.
2. Do Any Plans Offer Surprising Extras?
Yes! Certain Medicare Advantage plans go beyond basic coverage to include perks like gym memberships, transportation to medical appointments, or allowances for over-the-counter items. These extras can make a significant difference in both convenience and savings.
3. Why Not Just Rely on Official Government Resources?
While sites like Medicare.gov are informative, the volume of information can be overwhelming. We make it easier by focusing on your specific health needs, location, and budget—so you won’t waste time sifting through every possible plan.
4. What If I Missed My Initial Enrollment Opportunity?
If you didn’t sign up for Medicare during your initial window, you may still qualify for a Special Enrollment Period (SEP) if you’ve had certain life changes (such as moving or losing other coverage). Otherwise, there are set times each year to enroll or switch plans—making it essential to know your options and deadlines.
