Suplemento de Medicare
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Planes de Seguro Suplementario de Medicare
- Cómo funciona Medigap
- Elegibilidad e inscripción.
- Beneficios clave
Resumen:
Cómo funciona Medigap
Las pólizas de Medigap son vendidas por compañías de seguros privadas y están estandarizadas por el gobierno federal. Cada plan se identifica con una letra (por ejemplo, Plan G, Plan N) y, aunque los beneficios varían entre planes, las aseguradoras que ofrecen el mismo plan con la misma letra deben brindar la misma cobertura básica. Sin embargo, las primas pueden diferir según factores como tu edad, ubicación y estado de salud.
Elegibilidad e inscripción
Beneficios clave
- Menos gastos de bolsillo: Ayuda a reducir o eliminar deducibles, copagos y coseguros.
- Elección de proveedores: Si Medicare Original acepta a tu proveedor, la mayoría de las pólizas Medigap también lo harán.
- Renovación garantizada: Mientras pagues tu prima, tu póliza Medigap no puede ser cancelada, incluso si tu salud cambia.
Encuentra un plan de Medicare
con $0 de prima hoy mismo.
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Our Agents
How does it work?
Discover Plans
We’ll gather a few details to identify the best insurance plans in your area.
Personalized Review
Our team will review your information to find plans that match your needs.
Agent Name
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Talk with a Licensed Agent
Our dedicated insurance professional will reach out to discuss your options.
Enroll with Confidence
We’ll help you complete enrollment quickly and easily in the plan you choose.
we’re here to all your questions
Over the years, we’ve helped countless seniors navigate their coverage choices and find the plan that works best for them.
1. How Can a Medicare Advantage Plan Fulfill My Healthcare Needs?
Medicare Advantage (Part C) typically bundles hospital, medical, and sometimes prescription drug coverage into a single plan. Many also include extra perks, such as dental or vision coverage. This can help lower your overall costs and streamline your benefits.
2. Do Any Plans Offer Surprising Extras?
Yes! Certain Medicare Advantage plans go beyond basic coverage to include perks like gym memberships, transportation to medical appointments, or allowances for over-the-counter items. These extras can make a significant difference in both convenience and savings.
3. Why Not Just Rely on Official Government Resources?
While sites like Medicare.gov are informative, the volume of information can be overwhelming. We make it easier by focusing on your specific health needs, location, and budget—so you won’t waste time sifting through every possible plan.
4. What If I Missed My Initial Enrollment Opportunity?
If you didn’t sign up for Medicare during your initial window, you may still qualify for a Special Enrollment Period (SEP) if you’ve had certain life changes (such as moving or losing other coverage). Otherwise, there are set times each year to enroll or switch plans—making it essential to know your options and deadlines.
